Ira Limits 2024 Married Jointly. Less than $230,000 (married filing jointly) or less than $146,000 (single) reduced contribution income. Your deduction is allowed in full if you (and your spouse, if you are married) aren’t covered by a retirement plan at work.
The 2024 annual ira contribution limit is $7,000 for individuals under 50, or $8,000 for 50 or older. In 2024, married couples filing jointly can contribute to a roth ira if their magi is less than $230,000.
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